Skip to content
SoloWOS
Start your free trial

Free calculator · no account needed

Subscription cost calculator

List what you subscribe to, with any billing period and seats. See the real monthly and yearly total, and whether annual billing is worth it.

Your subscriptions

All subscriptions per year

$360.00

Design app
$20.00/mo
Cloud storage
$10.00/mo
Per month
$30.00
Per day
$0.99

Estimate only. Nothing you type leaves your browser.

Monthly or annual billing?

Paying yearly saves

$60.00

12 months at the monthly price
$180.00
Annual plan per month
$10.00
Discount
33.3%

Only worth it if you'd keep the tool all year.

One unit for everything

Subscriptions are hard to compare when one is weekly, one monthly and one yearly. The calculator turns each price into a yearly cost (weekly x 52, monthly x 12, quarterly x 4) and multiplies by seats, then divides by 12 and by 365 for the monthly and daily figures. Seeing the yearly total is usually what prompts a cancel.

Monthly or annual billing

Annual plans are cheaper per month, often by 15% to 50%, but you pay up front and most vendors don't refund unused months. Pay yearly for tools you've used for at least a few months and know you'll keep. For the tools a freelancer pays for most, like e-signatures, scheduling and forms, the software stack savings calculator fills in current prices for you.

IN SHORT

Yearly cost = price x billing periods per year x seats: 52 for weekly, 12 for monthly, 4 for quarterly, 1 for yearly. Divide by 12 for the monthly cost. A $20 monthly app and $120 of yearly storage cost $360 a year, $30 a month. Annual billing at $120 instead of $15 a month saves $60, worth it only if you'll keep the tool all year.

Prices and limits as of .

Questions

How do I convert a yearly subscription to monthly?
Divide the yearly price by 12. $120 a year is $10 a month. A quarterly price times 4, divided by 12, gives the same.
Is annual billing worth it?
When you're sure you'll use the tool for a full year. Discounts of 15% to 50% are common, but most vendors don't refund unused months if you cancel early.
How do I find subscriptions I forgot about?
Search your card statements and email for the words receipt, renewal and subscription over the last 12 months. Yearly renewals are the easiest to miss.

Related calculators

Track subscriptions as expenses

Expenses in SoloWOS records recurring costs next to your income so your monthly profit includes every subscription. 14 days free, no card needed · Then Basic for $2/month.